Standards

We built ScotPayments following standards and guidelines, including: 

• open banking standards 

• ISO20022 

• Web Content Accessibility Guidelines 

• Bacs best practice 

• the Scottish Government Design System 

Creating ScotPayments aligns with:  

• the Digital Strategy for Scotland 

• the Programme for Government 

Read about how we’re creating ScotPayments on our blog. 

Open banking 

Open banking is a standard that means you can:  

• see all your financial information in one place  

• get payments faster  

• make payments from your bank account without having to enter your information lots of times 

As part of open banking standards, ScotPayments uses Application Programmable Interfaces (APIs) and common platforms. These mean that ScotPayments works well with other services. 

ISO20022 

ScotPayments uses ISO20022. ISO20022 is a standard for financial information. It means that the data used within ISO20022 is consistent. This allows different financial organisations to work together better.   

Accessibility 

ScotPayments follows accessibility guidelines. It’s designed to be used by as many people as possible. We want everyone to be able to use ScotPayments. 

To see if ScotPayments is accessible, we tested it against Web Content Accessibility Guidelines (WCAG) 2.2. It currently meets most of these guidelines. We’re working to make it meet all the guidelines, so it’s more accessible for more people.